EVP, Chief Accounting Officer
David W. Garner is Executive Vice President and Chief Accounting Officer (Principal Accounting Officer) of Simmons First National Corporation (SFNC), a role he has held since December 2019.[[1]](https://fintool.com/app/research/companies/SFNC/people/david-garner)[[2]](https://ir.simmonsbank.com/david-w-garner?pagetemplate=popup) Age 55, Garner joined SFNC in 1997 and has served the company for 27-29 years, previously as EVP, Controller & Chief Accounting Officer, leading accounting, reporting, and SOX compliance functions including Section 302/906 certifications.[[1]](https://fintool.com/app/research/companies/SFNC/people/david-garner)[[2]](https://ir.simmonsbank.com/david-w-garner?pagetemplate=popup)[[6]](https://ir.simmonsbank.com/david-w-garner) He also serves as Executive Director-Finance & Accounting at Simmons Bank (SFNC subsidiary), Co-President & Director at Simmons First REIT of TN, Inc., and oversees finance at Simmons First National Bank.[[4]](https://www.comparably.com/companies/simmons-first-national-corporation/david-w-garner)[[5]](https://www.marketscreener.com/insider/DAVID-GARNER-A01PKH/)
Garner's long tenure underscores his expertise in financial leadership at a regional bank with a $2.6 billion market cap, where he participates in incentive plans tied to performance metrics like adjusted PPNR, efficiency ratio, and TSR, and holds stock ownership aligned with governance guidelines (3x salary for EVP).[[1]](https://fintool.com/app/research/companies/SFNC/people/david-garner) In October 2025, he purchased 3,000 SFNC shares for $52,980 at $17.66/share, bringing direct ownership to 72,345 shares and indirect (via trust) to 6,000, signaling confidence near the 52-week low.[[3]](https://www.investing.com/news/insider-trading-news/simmons-first-evp-garner-buys-52980-in-shares-93CH-4305797) He participates in retention benefits like split-dollar life insurance ($619,000 death benefit).[[1]](https://fintool.com/app/research/companies/SFNC/people/david-garner)
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